The legal side of owning a personal protection dog
Your dog's actions are your responsibility, in the eyes of the law and your insurer.
Liability follows the owner
If a dog injures someone, the owner may face civil claims and, in some cases, other consequences. Rules differ by state and city, so check your state and local laws and speak with an attorney who handles dog cases.
Local rules and housing
Cities may regulate licensing, leashes, dangerous dog designations and breed. Housing rules add another layer.
Insurance
Many policies include some liability coverage, though insurers differ on breeds and bites. NerdWallet explains the basics. Ask your agent about exclusions and about higher limits.
We do not give legal advice
This page is general information. Questions about what you may do in a given situation belong with a licensed attorney.
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